Violent Acts Liability Insurance
Protecting Your Business Beyond Traditional Coverage
In an increasingly uncertain world, ensuring the resilience of your business, including safety and security, has never been more critical. HUB now offers an exclusive and innovative solution: Violent Acts Liability Insurance. This coverage is meticulously designed to address the unique liability risks that arise from malicious acts of violence at your facilities or in connection with your operations.
Timely Protection for Evolving Threats
With the increasing frequency of severe violence casting a shadow over businesses, the need for comprehensive coverage is essential. While conventional excess casualty policies safeguard against bodily injury and property damage, those coverages can often fall short, leaving your organization exposed if an event occurs. HUB’s Violent Acts Liability Insurance goes beyond and shields your organization from the far-reaching negative impacts that violent acts can precipitate.
Comprehensive Coverage
HUB Violent Acts Liability Insurance offers protection against a wide spectrum of potential liabilities stemming from acts of violence or terrorism involving a weapon of any type, including:
- Bodily Injury and Mental Anguish: Covers not only physical injuries to third parties but also the mental distress suffered by the injured individuals as well as by immediate family members and onlookers who have not suffered bodily injury.
- Third-Party Property Damage: Safeguards you against property damage claims filed by external parties such as neighboring businesses or contractors.
- Loss of Revenue: Shields your business from the financial aftermath of interrupted operations for third-party businesses including suppliers.
- Pollution Clean-Up Costs: Assists in managing the cost of claims from third parties for the clean-up of pollution resulting from violent acts that impact your organization.
- Prevention of Access: Addresses third-party losses arising from restricted access due to violence-related incidents.
- Threat or Hoax: Extends protection to cover the disruptive fallout from threats or hoaxes.
- Crisis Fund: Designed to insulate the costs of containing and responding to a crisis event from immediate impact to 90 days post-event.
Beyond the Expected
Underwritten by Lloyd’s of London, Violent Acts Liability Insurance sets a new standard for crisis management coverage, surpassing traditional excess casualty policies. Here’s how:
Experience immediate crisis response with HUB’s coverage, providing substantially higher limits than traditional excess casualty policies.
HUB covers not only the immediate crisis response protection and the core coverage for bodily injuries and mental anguish, but also offers coverage for property damage, loss of revenue and pollution clean-up sustained by third parties.
Unlike traditional excess casualty policies, our coverage is comprehensive, addressing various forms of violence, whether external, internal, terrorist or involving any kind of weapon.
HUB’s policy goes beyond coverage of physical harm. Violent Acts Liability Insurance covers trauma to third parties, encompassing mental and emotional distress, including PTSD, and extends to onlookers and family members of the victim.
HUB's coverage is meticulously designed to bridge gaps that often exist in general liability, auto liability and umbrella policies, providing you with a more comprehensive safety net.
Elevate Your Protection Today
In a world where unforeseen acts of violence can disrupt lives and businesses in an instant, trust HUB's Violent Acts Liability Insurance to provide the safety net your organization needs. Safeguard your business today and face uncertainties with greater confidence. Contact a HUB Complex Risk specialist today to learn more about Violent Acts Liability Insurance.
In the event of any discrepancies between this description and the actual policy, the policy will dictate coverage applicability. For complete details on the coverage available, please refer to the policy.
Crisis Management & Organizational Resilience
Stay resilient no matter what happens with a plan to prepare for and respond to disruption.