HUB HSA Investment Account

Help your employees manage their health expenses today, while they plan, save and invest for tomorrow.

Expand your retirement offerings with HUB HSA Investment Account

HUB HSA Investment Account allows employees enrolled in high deductible health plan that is HSA-eligible to save pre-tax dollars for future qualified medical expenses and invest in HUB selected funds. Working in partnership with HSA Bank, a leader in health savings account administration, services and support, employers and participants have access to a full-service HSA and customized fund lineup.

By leveraging the tax advantages, long-term savings potential, investment opportunities, and flexibility in covering healthcare expenses, HUB HSA Investment Account helps your employees plan for future healthcare expenses and bridge the retirement healthcare savings gap as people continue to live longer and healthcare costs rise.

Triple-Tax Advantage Contributions are tax-deductible, the funds grow tax-free and withdrawals for qualified medical expenses are also non-taxable.

Helps bridge retirement savings gap Tax advantages coupled with long-term savings potential and investment opportunities address the healthcare savings gap that retirees often face.

Supercharge your employees’ savings Strive to help your health savings work harder in a HUB HSA Investment Account

A smart investment solution for healthcare expenses

The investment product selection process seeks to offer employees a diverse range of investment options to help achieve their savings goals. The line-up of investments options includes broad, market exposure-based products and focused products that allow for more customized portfolios.

Available investment options

US large / mid / small capitalization equity portfolios
Style based portfolios – growth / blend / value
Foreign diversified portfolios for developed and emerging markets
Multiple fixed income products to meet different risk and maturity tolerances
Passive equity products to provide low-cost market exposure
Multiple asset allocation-driven products, including time-based Target Date Funds and risk-based allocation portfolios, are offered to provide multi-asset class portfolios in a single solution.

Selection is based on a rigorous product evaluation process that incorporates qualitative assessments of the people, process, and outcomes, paired with detailed quantitative analyses and resources. This process aims to identify products that have the highest likelihood of delivering attractive risk-adjusted performance over multiple market cycles.

How HUB HSA Investment Account helps

Your Organization

Optimizes costs
Mitigate annual premium hikes through the strategic combination of an HSA and an HSA-eligible health plan.

Attracts and retains talent
HSAs are highly sought after by top talent as they offer tax advantages and control over healthcare costs.

Fosters employee engagement
By providing employees with the ability to save and manage funds for medical expenses, you foster a sense of financial responsibility and engagement in healthcare decisions.

Your Employees

Saves on taxes
HSA contributions go into the account before taxes. The money saved to the HSA lowers their taxable income – so they may pay less in taxes.

Empowers financial wellness
Participants decide when and how to spend or save money in their HSA. The money is theirs forever. It doesn’t expire, and they can take it with them if they change jobs.

Lowers insurance premiums
Pairing an HSA with a high-deductible health plan often results in lower insurance premiums for employees.

Your Organization
Your Employees

Optimizes costs
Mitigate annual premium hikes through the strategic combination of an HSA and an HSA-eligible health plan.

Attracts and retains talent
HSAs are highly sought after by top talent as they offer tax advantages and control over healthcare costs.

Saves on taxes
HSA contributions go into the account before taxes. The money saved to the HSA lowers their taxable income – so they may pay less in taxes.

Lowers insurance premiums
Pairing an HSA with a high-deductible health plan often results in lower insurance premiums for employees.

Take the next step

Let’s create an HSA strategy that’s right for your employees and your organization.

HUB Retirement and Private Wealth representatives may be either HUB employees or independent contractors and may be Registered Representatives of and offer Securities and Advisory services through various Broker Dealers and Registered Investment Advisors; which may or may not be affiliated with HUB International. Insurance services are offered through HUB International and several other appropriately licensed and registered HUB affiliates. Consult your HUB representative for additional information about the provision of specific securities, investment advisory, and insurance services.

HUB International and HSA Bank are non-affiliated companies.